Interest-free financial advance is given to needy students to pay their fees. The students/parents return the advance in easy installments.
The micro finance programme was started in April 2006. Most of our students are from low income or below poverty line families. Their parents cannot afford to pay the full fees all-together at one time. Hence, the trust gives the students interest-free advances for paying the fees so that they can pursue higher, technical education or professional courses in our own institute. The parents pay back the advance in convenient, monthly installments. As these courses have good job opportunities, students can also repay these advances in installments after getting a job. Students get maximum 50% of the courses fee as an advance. Parent’s income certificate, ration card and living conditions are scrutinized before approving the advance.
I am Kavita Arun Pal. We are four family members living in a single rented room in a slum. I am eldest among three siblings. My father is a mason. He is the sole earning member in the family; he cannot sustain the education of three children. He has Fistula disease and was operated three times. My mother is a housewife. I completed my M.Com in the year 2017-18. I was recipient of Shama well advance for three years. To supplement the family income, my siblings took up jobs. I I used to work in a parlour to support my studies. I am very confident and have set my goals very early in life. After my masters degree I am working in Ranbaxy company in Indore and I am getting good salary package of Rs.48,000 per month.
I and my family members are very thankful to Shama Inc. for fulfilling my dreams.
I am Sapna Paswan. I did my graduation from Smt.P.N.Doshi Women’s College; I got 65% in my final exams. There are five members in my family. My mother is a housewife. My father is a waiter in a hotel and earns meager income. We are three siblings. As my father is the only earning member in the family he finds it difficult to pay my fees. At that time Shama Well interest free advance of Rs.9000 helped me in pursuing my education.
I was very happy that now I have completed my Bachelor in Accountancy and Finance without burdening my parents. My family was also very happy and grateful.
I am Hetvi Gajra. My father is an auto-rickshaw driver and earns a meager income. In my family there are 4 members. I have two siblings I am the eldest. My father also has responsibilities of my grandmother. My mother is a housewife. My grandmother’s medical expenses are a big drain on our family income.
During my college admission my father was not able to pay full fees at a time. Because of Micro Finance scheme I was able to pay the fees and complete my graduation. Now I am working in SPRJK Trust as an office assistant and supporting my family.
I Cannot Believe I Have Chance to Study!
Soniya Shakhat, her parents and five siblings subsist below the poverty line on the footpath at Vidyavihar, a suburb of Mumbai. Soniya was admitted to Class V in our school. She received special tutoring to catch up with her class and now enjoys learning.
I Would Have Dropped Out Of College If I Hadn't Received An Interest Free Loan
Shweta and her 6 family members live in a single room in a slum. Her father who works as a security guard couldn't finance her education. Shweta worked as a data entry operator to pay for her studies but most of her income went to support her family. So she took an interest free loan from our Sharma Well programmer to complete her studies. She aspires to become a software engineer.
LBW Scholarship Helped Me to Complete My Graduation & Support My Family
Nehal Gada's father has expired and she lives with her mother and brother in a 10x10 room in Asalfa village, a large slum area in Mumbai. Nehal worked as a salesgirl to support her studies and completed her B.Com with help from LBW scholarship. She is now working as an accountant, earning well and helping her family.
Thanks To The Scholarships, Now I Am A Software Developer In Reliance
Chitra Patel's father had a heart problem and couldn't support her education. Chitra completed her Bechelor in Engineering with SPRJK Trust's scholarships and has achieved her dream, working as a software developer in Reliance.
I Achieved My Aim To Become A Nurse
Reshma Shinde's father is an auto-rickshaw driver and earns meager income. Reshma took an interest-free loan from our Shama Well Programme and achieved her dream to become a nurse. She is now working at Godrej Hospital and is proud that she can contribute to her family's income.
Fullfilled My Dream To Become An Accountant
Sahnti Patel and her six siblings live with their parents in a single room chawl. Shanti completed her B.Com with the help of LBW scholarship and went on to do her M.Com. She is now working as an accountant at Gurukrupa Enterprise and supporting her siblings.
Your Help Changed My Life
Isharat Shaikh's father has abandoned his wife and four children. Isharat's younger siblings have left studies and are doing menial jobs. Isharat was able to complete her M.A. with the help of SPRJK Trust's scholarships and is now working in Ways and Solutions Consultancy as a recruiter and is supporting her family.
Thanks To SPRJK Trust I Am Going To School
Nandini and her family live in slum. Her parents are illiterate and earn daily wages. Nandini was admitted to our school where her life has been transformed. Besides free eductaion, she gets free uniforms, books, shoes, education accessories and enjoys free food and material.
Donations to SPRJ Kanyashala Trust are exempted under Section 80-G of Income Tax Act. Donation’s cheques should be in favour of ‘SPRJ Kanyashala Trust’. For electronic payment/direct wire transfer the details are
|Beneficiary Name||SPRJ Kanyashala Trust|
|Bank Name||Union Bank of India, Branch – Ghatkopar (East)|
|Bank Address||Silver Court Building, M.G. Road, Mumbai – 400077|
|Beneficiary Account Number||316904010029607 for Rupee donation|
|Bank Sort / RTGS / IFSC No||UBIN0531693|
|Bank SWIFT code||UBININBBGHT|